I changed jobs when I was over 50 and then later decided to start an online business instead of doing it again. Many people watched on in horror, thinking it was too risky, whilst I wondered what all the fuss was about. I leaped first and then discovered, that although once taboo, job-hopping is now normal even for workers past age 50—and new research shows that switching jobs mid- or late-career boosts retirement security.

There’s just one catch: Job changing at a later age generally must be voluntary to generate added retirement security, according to a report from the Center for Retirement Research at Boston College.

If you have a great business idea, it can be tempting to drop everything to chase your dream. Especially, if you’re not happy in your job and your position at your company.

But leaving your current employment to start a brand new business from scratch can be extremely risky. There’s a lot to consider, even if your business idea is incredible.